Helping with Credit
As a student fresh out of high school and straight in to college, I worry about ruining my credit. My friend told me I should get a credit card to build my credit. I am worried about accumulating credit card debt, but he said I will not have anything to worry about if I stay on top of my payments and do not spend more than I have. I think I can handle having a credit card. Even if I just have one for emergencies, it should help build my credit. I just do not want to go in to the real world with no credit.
