What’s a Girl to Do?

Is there any place for a person, like myself, to secure a loan? I have a very spotty credit history. Most of it comes from an unstable job market in my area. When I was employed I was always very careful to pay on all of my credit cards. Then, when I wasn’t working all that cautiousness was for naught. I would fall dangerously behind on all of my bills. Now I am looking for a Bad Credit Car Loan. I hate the idea of having to pay a high interest rate, but I understand why I am a credit risk.